Certified Financial Statements

Q: What are certified financial statements?

Certified financial statements are statements such as the balance sheet, profit and loss account, and cash flow statement that a Chartered Accountant certifies as prepared from proper books and fairly presenting the financial position.

Q: How are certified statements different from audited statements?

Certification confirms statements are prepared from the books and fairly presented, often used where a full statutory audit is not required, whereas a statutory audit is a more extensive, formal examination resulting in an audit opinion.

Q: Who requires certified financial statements?

Banks and lenders for loans and credit facilities, investors evaluating a business, tender authorities assessing eligibility, and various regulators and counterparties.

Q: What documents do you need to certify financial statements?

Books of account and supporting records including ledgers, bank statements, invoices, and relevant schedules, which we verify the statements against before certifying.

CA-Certified Financial Statements That Banks, Investors, and Authorities Trust

Financial statements carry far more weight when they are certified by a Chartered Accountant. Certification provides independent confirmation that the balance sheet, profit and loss account, and related statements are prepared from proper books of account and present the business's financial position fairly. Banks, investors, tender authorities, and other stakeholders frequently require certified financial statements before extending credit, investing, or awarding contracts.

Our certified financial statements service prepares and certifies accurate, standards-compliant financial statements backed by proper verification and UDIN. Whether you need certified accounts for a loan, an investor, or a regulatory submission, we deliver statements that are accepted with confidence. This service builds on our accounting review services and financial reporting & MIS, and complements our provisional financial statements.

Our Certified Financial Statements Services

Balance Sheet Certification

Certified balance sheets presenting assets, liabilities, and equity fairly.

Profit & Loss Certification

Certified income statements reflecting revenue, expenses, and profitability.

Cash Flow Statements

Certified cash flow statements showing the movement of cash across the period.

Loan & Investor Accounts

Certified statements prepared for bank loans, credit facilities, and investors.

Records Verification

Verification of books of account and supporting records before certification.

UDIN-Backed Certification

Certification issued with a UDIN so recipients can verify authenticity.

Benefits of Certified Financial Statements

Independent assurance that your statements are fairly presented
Accepted by banks, investors, tenders, and authorities
Prepared to applicable accounting standards
Backed by verification of books and supporting records
UDIN-backed for authenticity and verification
Greater credibility for financing, investment, and compliance

Frequently Asked Questions

What are certified financial statements?

Certified financial statements are financial statements — typically the balance sheet, profit and loss account, and cash flow statement — that a Chartered Accountant certifies as prepared from proper books of account and fairly presenting the financial position. Certification adds independent credibility that stakeholders rely on.

How are certified statements different from audited statements?

Certification confirms that statements are prepared from the books and present the position fairly, and is often used where a full statutory audit is not required. A statutory audit is a more extensive, formal examination resulting in an audit opinion. Which one you need depends on your legal requirements and the purpose of the statements.

Who requires certified financial statements?

They are commonly required by banks and lenders for loans and credit facilities, by investors evaluating a business, by tender authorities assessing eligibility, and by various regulators and counterparties. Certified statements give these parties confidence in your reported numbers.

What documents do you need to certify financial statements?

We need your books of account and supporting records, including ledgers, bank statements, invoices, and relevant schedules. We verify the statements against these records before certifying them. If your books need tidying first, we can help through our related accounting services.

Is the certification issued with UDIN?

Yes. Certified financial statements are issued with a UDIN, allowing banks, investors, and authorities to verify that the certification was genuinely issued by a practising Chartered Accountant, which reinforces trust in the statements.

Financial Statements Stakeholders Trust

Accurate, UDIN-backed certified financial statements for loans, investors, and compliance.